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💳 Choosing a Credit Card Processor?

Here Are 5 Things Every Business Owner Should Consider

The right payment processor can help your business grow. The wrong one can cost you money, create headaches, and limit your options.

Before you sign an agreement, make sure you're looking at more than just the rate.

1️⃣ Cost
Don't focus solely on the discount rate.

Ask about:

✔ Monthly fees

✔ PCI fees

✔ Statement fees

✔ Gateway fees

✔ Equipment costs

✔ Early termination fees

The cheapest rate isn't always the lowest total cost.

2️⃣ Security
Protecting your customers and your reputation should be a priority.

Look for:

🔒 EMV chip acceptance

🔒 Contactless payment security

🔒 Fraud prevention tools

🔒 PCI compliance support

3️⃣ Payment Method Coverage
Can you accept the way your customers want to pay?

📱 Apple Pay

📱 Google Pay

⌚ Smart Watches

💳 Tap-to-Pay Cards

💻 Online Payments

📧 Invoices & Payment Links

The more payment options you offer, the easier it is for customers to buy from you.

4️⃣ Integration & Compatibility
Your payment system should work seamlessly with your business.

Look for integration with:

📊 POS Systems

📚 QuickBooks®

🛒 E-Commerce Platforms

📦 Inventory Systems

📈 Reporting Tools

Good integration saves time and improves accuracy.

5️⃣ Customer Support
At some point, you'll need help.

When that happens, do you want:

❌ A chatbot

❌ An email ticket

❌ A long hold time

Or...

✅ 24/7 support

✅ Real people

✅ A dedicated point of contact

Remember:
The best processor isn't necessarily the one with the lowest rate.

It's the one that helps make your business:

✔ More Effective

✔ More Efficient

✔ More Profitable

Need guidance choosing the right payment solution for your business?

Mx Merchant will make your business more Efficient, more Effective and more Profitable
I offer a complimentary 30-minute discussion to walk through what that looks like for you.
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🌪️ Hurricane Season Is Here. Is Your Business Ready?

If your internet goes down, can you still accept credit card payments?

Many business owners pay extra for third-party apps just to turn their smartphone or tablet into a credit card terminal.
Why pay more when it may already be included?

With MX™ Merchant Express, included with your merchant account, you can accept payments directly from your smartphone or tablet at no additional cost.

✅ Accept payments on the go

✅ Keep processing during internet outages

✅ Great backup solution during storms and emergencies

✅ No separate third-party app required

But MX™ Merchant is much more than a payment processor.

It includes a powerful suite of business tools designed to make your business more effective, more efficient, and more profitable:

💳 Virtual Terminal

📱 Mobile Payment App

📧 Invoicing

🔄 Recurring Billing

💻 "Pay Now" Button

📊 QuickBooks® Sync

🏢 B2B Processing Optimization

🔄 Account Updater

📈 Reporting & Analytics
..and much more.

Don't wait until the next storm is in the forecast.

Have a backup plan before you need one.

Mx Merchant will make your business more Efficient, more Effective and more Profitable
I offer a complimentary 30-minute discussion to walk through what that looks like for you.
Find this useful? Save it for later.
www.calendly.com/jsaluk

🚨 Small Business Alert: "You've Received a Business Manager Partner Request"

If you receive an email with the subject "You've received a Business Manager partner request," don't click blindly.

Cybercriminals are increasingly using Meta's legitimate business tools to target small businesses and gain access to pages, Ad Accounts, customer data, and payment methods.

How the Scam Works

🎣 The Bait
You receive an official-looking email from a legitimate Meta address such as:
[email protected]

The message may claim:
• Your account has a problem
• You need to verify ownership
• You've been invited to a special agency or partner program

⚠️ The Trap
The email encourages you to click a link that leads to:
• Messenger conversations
• Fake Meta login pages
• Fraudulent websites designed to steal credentials

💸 The Result
Scammers may gain:
• Admin access to your page
• Access to your Ad Account
• Access to stored payment methods
• Control of your business assets

Protect Your Business

✅ Verify who sent the request

✅ Contact the agency or vendor directly before accepting

✅ Review permissions carefully

✅ Enable Multi-Factor Authentication (MFA)

✅ Limit admin access to trusted users only

❌ Never approve requests from unknown parties

❌ Never enter credentials from links in unsolicited emails

As a small business owner, your social media accounts are business assets. Protect them like you protect your bank account.

🔒 Verify First. Click Second.

Mx Merchant will make your business more Efficient, more Effective and more Profitable
I offer a complimentary 30-minute discussion to walk through what that looks like for you.
Find this useful? Save it for later.
www.calendly.com/jsaluk

Protect Your Business from MX™ Merchant Phishing Scams

Cybercriminals are becoming more aggressive — and fake MX™ Merchant login pages are being used to steal merchant credentials and financial information.

Fraudsters often create fake Google ads and misspelled websites designed to look legitimate.
One wrong click could compromise your account.

Here’s How to Protect Your Business:

NEVER log into MX™ Merchant through a Google search result or online ad
Scammers frequently use fake ads and spoofed URLs to trick merchants into entering login credentials.

ALWAYS navigate directly to:
mxmerchant.com
Then click: “MX™ Merchant Sign In”

Bookmark the official website
Saving the correct URL in your browser helps prevent accidental visits to fraudulent sites.

Always double-check the login URL
The official secure login should display:
auth.prioritycommerce.com
If the URL looks unfamiliar, misspelled, or suspicious — close the page immediately.
Alternative secure login:
PriorityCommerce.com/login

Cybercrime continues to rise worldwide, and phishing scams are one of the fastest-growing threats targeting businesses.

The best defense is awareness, caution, and verifying every login page before entering your credentials.

Protect your business. Protect your payments. Stay vigilant.

Mx Merchant will make your business more Efficient, more Effective and more Profitable
I offer a complimentary 30-minute discussion to walk through what that looks like for you.
Find this useful? Save it for later.
www.calendly.com/jsaluk

🚨 Social Engineering: A Small Business Survival Guide 🚨

Cybercriminals don’t just hack systems—they manipulate people.
And for small businesses handling payments, one mistake can lead to fraud, chargebacks, or data breaches.

Most attacks succeed due to human error—not technology.

3 Common Social Engineering Tactics:

Malicious Links
Fake emails or texts designed to get you to click, download malware, or share sensitive info

Fake Websites
Look-alike login pages that steal your usernames, passwords, or payment data

Impersonation
Scammers posing as banks, vendors, or even people you know—via phone, email, or text

How to Protect Your Business:

Check Before You Click
Hover over links and verify URLs before taking action

Go Directly to the Source
Type the website into your browser—don’t rely on email links

Verify Before You Share
Never send sensitive info without confirming the request is legitimate

Confirm Suspicious Requests
If something feels off—call or message the person directly

Your team is your first line of defense.
Awareness and simple habits can stop most attacks before they start.
In payments, security = trust = revenue protection

Mx Merchant will make your business more Efficient, more Effective and more Profitable
I offer a complimentary 30-minute discussion to walk through what that looks like for you.
Find this useful? Save it for later.
www.calendly.com/jsaluk