Non-QMe

Investment Properties & Unsecurred Line Of Credit.

1st Mortgage

🔥 MIN SCORE 680+
🔥 AirBNB, STR and Long-Term Rental
🔥 1-25 units
🔥 Purchase up to 80% LTV
🔥 Cash Out up to
🔥 No DTI Debt / No Income-DSCR
🔥 Rates 7's% - 8's% range. 30yr Fixed
🔥 Interest Only available
🔥 Title in your LLCs, Partnerships, and Corp
🔥 32 + Yrs Joint Commercial and Residential Experience

✔️Piggyback to cross collateral 100% Investor Purchase

2nd/FINANCING Options
✔️ Personal Credit Options

🔥 Personal LoanUp to $150,000
🔥 0% interest rate for the first 6-12 months
🔥 680+ Score
🔥 CLOSE IN 7-10 BUSINESS DAYS
A registered business in good standing

✔️ Business Credit Options

🔥 Business LoanUp to $350,000
🔥 Choose between 3-7 year loan terms and pay between 7-17%
🔥 680 + Score
🔥 CLOSE IN 7-10 BUSINESS DAYS


✔️ Perfect For Start-Up Investors
🔥 Also Great For Fix & Flips
🔥 Cross Collateral 100% Investor Financing
🔥 UNSECURED!!!!!

Calendly.com/discoverchat. [email protected]
NMLS #147674
Caliver Beach Mortgage & NonQme.com

The U.S. housing market to see second biggest correction of the post-WWII era—when to expect the home price bottom In the third quarter of 2022, falling home prices erased a record $1.3 trillion in home equity. It isn't over yet.

Small Balance NonQM Commercial Financing

No Tax Returns, W2’s, DTI, or personal income required to qualify.

Market rental rates(Rent Schedule 1007) will be used for income to qualify for the loan.

PROGRAM HIGHLIGHTS:

🔥Residential 1-500, multi-family, mixed-use and small commercial properties.
🔥Purchase up to 80%
🔥Cash out up to LTV 65%
🔥No DTI Debt to Income
🔥Bridge Loans Available
🔥No Income or Employment Required
🔥Rates start high 7's- 8's. 30yr Fixed.
🔥Interest Only available
🔥LLCs, Partnerships and Corp
🔥30+ ys Commercial/Residential exp

Why YOU should hire Demetiry for your next commercial acquisition.

After 32+ years in the real estate business, I see & hear the same "themes" over and over again.

My vast experience working with thousands of regulars home owners, commercial real estate investors and business owners allows me to leverage the best practices I've learned over 3 plus decades and share them with you.

In short, you won't have to re-invent the wheel. Together, we can speed up and streamline everything about your business.

The Process..

🔥Inventory your current portfolio
🔥Determine your goals
🔥Analyze your existing portfolio & match against your goals
🔥Build a plan to reach your goals

With many commercial mortgage consultants in the business world, you will get generic advice. I don't do that. We work together to learn what your goals & objectives are and then build a very specific plan to get you from where you are today to where you want to be in the future.

✔️Review current holdings for opportunities.

We go over everything you own, projects in the works, completed projects, and projects you may want to do.

✔️I've done the work

I've been doing this work for 3 plus decades, and I can say with confidence that "I've done it all." There aren't many scenarios I haven't experienced myself. This "in the trenches" work gives me--and YOU--a considerable advantage.

✔️I've got the resources & connections

Over these past years, I've built a huge Rolodex of contacts and resources that are the best in the business. One of my greatest assets is my direct private investor commercial capital network list. When we work together, you get to leverage that.

From your first step to your last step...

I can be there every step of the way with you. Or, if you want to take the plan we put together and "go it alone" you can. Of course, you can always check in and we'll give you a check up.

Demetiry Johnson

Contact NonQMe to speak with a Loan Specialist at 863.800.7171 or email [email protected]
[email protected]
NMLS #147674 | NonQMe.com

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What Is a Cap Rate?

A capitalization rate, more commonly known as a cap rate, is a commercial real estate finance metric that represents the net gain or loss of profit that is expected to be generated on an investment property, measured over a specified time period (typically a year). To determine the cap rate of an asset, divide the property’s net operating income (NOI) by its market value. The resulting figure, expressed as a percentage, is the capitalization rate of the property. The cap rate of an asset is often an important metric analyzed by appraisers in the determination of value of a commercial property. In fact, it’s actually the key metric behind the income capitalization approach to property valuation.

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