Jimmy Miller- Intercap Lending
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Ever wonder what actually happens after you apply for a home loan?
Most buyers have no idea what goes on behind the scenes. They submit their application and then wait, hoping for good news. We think you deserve to know exactly what is happening and why.
The approval process comes down to a few core things. Your income, your credit, your assets, and the property itself. Each one gets reviewed and verified. When all four check out, you get your approval.
Knowing this upfront means no surprises mid-process. It also means if something needs attention, we catch it early and fix it before it becomes a problem.
Watch the video. Then reach out and we will walk you through exactly where you stand.
06/19/2026
Today we honor Juneteenth, a celebration of freedom, resilience, and the ongoing pursuit of equality.
At Intercap Lending, we reflect on the importance of opportunity, access, and community for every individual and family. Progress begins when barriers are removed, and everyone has a place to call home.
06/12/2026
If you are thinking about updating your home this summer, the trends in 2026 are less about major renovations and more about smart, intentional upgrades.
Here are some of the biggest ones I am seeing:
Outdoor living spaces
Backyards that feel like an extension of the home with seating, shade, and entertaining areas
Energy efficient upgrades
Windows, doors, and systems that lower long term costs
Kitchen touches that add function
Small upgrades like hardware, lighting, and features that improve daily use
Spa inspired bathrooms
Simple updates that create a more relaxing, elevated feel
Defined spaces
More separation between work, living, and relaxation areas instead of fully open layouts
Buyers today are looking for comfort, function, and lifestyle, not just finishes.
Source: Zillow 2026 Home Trends Report and The Spruce 2026 Renovation Trends
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365 South Garden Grove Lane Suite 130
Pleasant Grove, UT
84062
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