Members Direct Home Loans

Your buyer has $500K in savings. Most lenders give them $5,833/mo in qualifying income.
We give them $13,889/mo. Same money. Different program.

Your buyers have savings. They deserve a lender who actually uses those savings to qualify them.

Most lenders divide assets by 60–20 months when calculating qualifying income.

We divide by 36.

That means every dollar your buyer has saved works significantly harder toward qualifying — without touching a single account.

📊 $1M in assets = $27,778/mo in qualifying income
📊 Industry standard: $8,333–$16,667/mo from the same accounts

If your buyer is asset-rich and income-light — retired, self-employed, or living off investments — I need 10 minutes of your time.

📲 469-436-7255
🌐 MDNLoans.com
Kelly Welton · NMLS #314183 · Members Direct Home Loans NMLS #1143904

Are you holding off on buying a home because you think you need a 20% down payment? Think again! There are various loan options available that only require 3% down. Give me a call to see if you qualify. Contact Us Today! 855-444-9878
Visit: www.myeasyloans.net/purchase-loans

Temporary Rate Buydowns are an option that lower your interest rate for the first few years of your mortgage. By paying an upfront fee your interest rate gets temporarily reduced, lowering your monthly payments. DM me for more answers!