Credit Power LLC

Do you ever wonder why your credit score keeps fluctuating? Well maybe this may give you some understanding.
It comes down to when you use your card and what balance gets reported.
Example:
If your limit is $500 and your balance is $437, that’s 87% utilization.
If that balance reports on your SCD, your score will drop. When you pay it down, your score can go back up.
The formula is simple:
Balance ÷ Limit = Utilization
437 ÷ 500 = 87%
The industry says stay under 30%.
At Credit Power LLC, we teach as close to $0 as possible "BE"-cause that’s how you look S.S.A.F. — Stable. Sexy. Attractive. Fundable. on paper.

Lower your balance and your score may increase. If you do it consistently, this may position your for higher limits without asking.

There’s no other way but UP 🚀 from here! If you want to learn more see you A Seat At The Table Academy on 4/18/26. Reserve your seat!