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03/11/2026
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01/30/2026
Congrats Tera Taylor!!!!!
$11M in production — huge congratulations to Mortgage Advisor Tera Taylor on an outstanding year. This level of performance is driven by discipline, consistency, and a true commitment to clients. Proud to be in your corner. 💪🏆
This is why you work with Tera.
After being turned down by two preferred lenders, a REALTOR and single mom didn’t give up—she just needed the right lender.
Preferred doesn’t always mean equipped.
Tera picked up exactly where the others left off.
Here’s how this deal came together:
• $100,000 in down payment assistance, structured as a low-interest second with no monthly payments
• $10,000 in grant funds that do not need to be paid back. Ever.
• As a REALTOR, the buyer also negotiated strong seller credits, which were strategically used to buy down the interest rate
The result? She’s officially a homeowner. 🏡
And her mortgage payment is lower than what she paid in rent for the last four years.
It’s easy to help buyers with financial flexibility.
Tera shines when a deal needs expertise, persistence, and someone willing to go further. She doesn’t stop when things get hard—she finds solutions.
If your lender says no, that may not be the end.
It may just be time to call Tera.
📲 Tera Taylor | NMLS 1330825
📞 (510) 224-7377
📧 [email protected]
🏡 Barrett Financial Group | NMLS 181106
New year. New home. New possibilities.
04/03/2025
👏 Big Congrats to Mortgage Advisor Edward Carroll and His Clients! 🏡
Edward helped his buyers become homeowners using down payment assistance through the Black Wealth Builder Fund—making the dream of ownership a reality with real support. 💪
Programs like this are designed to build generational wealth and bridge the gap—and Edward can help you too. Whether you're just starting to explore your options or ready to buy, he’s here to guide you every step of the way.
📲 Reach out to Mortgage Advisor Edward Carroll to learn more and see if you qualify!
03/22/2023
Want to get pre-approved? Checkout this simple checklist below of documents your lender will require in order to do so. This is the first step in the home buying process!
Reach out today for all your real estate questions and needs. We are ready to help!!!!
Theresa Contreras
CA Lic. #01379010
📧[email protected]
Marcial Contreras
CA Lic. #01378951
📧[email protected]
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Website
Address
2284 San Pablo Avenue Suite 101
Pinole, CA
94564
Opening Hours
| Monday | 9am - 5pm |
| Tuesday | 9am - 5pm |
| Wednesday | 9am - 5pm |
| Thursday | 9am - 5pm |
| Friday | 9am - 5pm |