Maria Losinski

CLOSING COST: are the fees and expenses you must pay when finalizing a real estate transaction, typically due at the closing of the sale. These costs are in addition to the down payment and can vary depending on the price of the home, location, and the terms of your loan.

🔹 Typical Closing Costs for Buyers:
✅ Loan-related fees – Application, underwriting, and processing fees charged by the lender.
✅ Appraisal fees – Cost of the home appraisal, to determine the value of the property.
✅ Home inspection fees – If you had the home inspected for issues.
✅ Title insurance – Protects against any ownership disputes.
✅ Attorney fees – In some states, an attorney may be required to oversee the closing.
✅ Property taxes – You may need to pay part of the annual property tax amount upfront.
✅ Recording fees – Fees for recording the property transfer with the local government.

🔹 Typical Closing Costs for Sellers:
✅ Repairs or concessions – Costs for any agreed-upon repairs or credits to the buyer.
✅ Title fees – Cost of transferring the title to the new owner.
✅ Unpaid property taxes or liens – Any remaining taxes or debts tied to the property that must be cleared.

Your dreams will take you home!
Let's begin finding your next home today!
Maria Losinski, REALTOR
My Home Group-The Laughton Team
Office: (623) 304-4945
Email: [email protected]
Website: http://marialosinski.myphoenixhomesearch.com

What do you think of the baby blue painted islands in this kitchen?

Your dreams will take you home!
Let's begin finding your next home today!
Maria Losinski, REALTOR
My Home Group-The Laughton Team
Office: (623) 304-4945
Email: [email protected]
Website: http://marialosinski.myphoenixhomesearch.com

The detail in this room's frame moldings add an elegance to an already beautiful room! Small touches like crown molding, corbels and trims can really make an impact on a space.

Your dreams will take you home!
Let's begin finding your next home today!
Maria Losinski, REALTOR
My Home Group-The Laughton Team
Office: (623) 304-4945
Email: [email protected]
Website: http://marialosinski.myphoenixhomesearch.com

Need to redo your flooring but can't afford a house full of hardwood? Here are a few alternatives to help you save!

Your dreams will take you home!
Let's begin finding your next home today!
Maria Losinski, REALTOR
My Home Group-The Laughton Team
Office: (623) 304-4945
Email: [email protected]
Website: http://marialosinski.myphoenixhomesearch.com

The Best Hardwood Floor Alternatives for Homeowners on a Budget They may be faux, but they certainly don't look fake!

🌅 Waking up to this view would NEVER get old! 😍

If you could have any dream view from your home, what would it be? 🌊 Ocean waves, 🌲 mountain peaks, 🌇 city skyline — or something else?

Drop your dream view in the comments! ⬇️

Your dreams will take you home!
Let's begin finding your next home today!
Maria Losinski, REALTOR
My Home Group-The Laughton Team
Office: (623) 304-4945
Email: [email protected]
Website: http://marialosinski.myphoenixhomesearch.com