Edward O'Brien - Financial Advisor

There's no summer vacation for retirement readiness according to our head of advice, Patrick Kennedy, in a Huffington Post blog. Americans report spending more time planning summer vacations than for their entire retirement. http://go.voya.com/1qcv4fV

Changing jobs? In keeping with this rapid pace of change, one in five of us will change jobs this year. Learn what you should do with your retirement investment: http://ing.us/individuals/retirement/life-events/working-living/changing-jobs.

ING's Retirement Needs Calculator can help you put some concrete expecations to your retirement lifestyle and help you determine if you're on track to achieve that goal. For the calculator, click here: http://bit.ly/RfIBNY.

What does it take to save more for retirement? Peer pressure may help. Our INGCompareMe and MySavingsScore tools are noted in The New York Times. http://go.voya.com/1lJb6pf

Small budget changes can add up over time. Switching from your $2.00 coffee every day to a cup of coffee at home can save you $500 every year! How have you cut back? How much did you save?

Roth accounts have tax benefits that help retirement savers. The earlier you start saving in a Roth, the more time the money has to grow. Do you have a Roth IRA or a workplace Roth account?