Weekly Juice Podcast

4 bed townhouse in Manayunk. $327,500 is the list price and it’s been on the market over 60 days.

Live in one bedroom. Rent the other 3 at $700/month each conservatively.

That’s $2,100/month coming in. Your all-in monthly payment on this - principal, interest, taxes, insurance, and PMI - runs about $2,600/month with 5% down

Your tenants are covering the majority of your mortgage from day one.

And that’s the conservative case. Manayunk is a market where $750-800/room is completely realistic. Get there and your renters are covering your payment almost entirely.

Meanwhile Philly’s appreciation has averaged 4-5%+ annually. On a $327k home that’s $15k+ in equity building in the background every single year.

Most people just simply won’t do this. They want their own space. They want comfort. They want to feel like they “made it.”

The people who actually make it? They sacrifice a little now so they can compound their wealth