Michelle Holder - Mortgage Originator

Thinking about building instead of buying? 🏡

Construction loans can seem complicated, but once you understand the basics, the process makes a lot more sense.

Here are three questions I hear all the time:
✔️ Do you have to own the land first?
✔️ When do payments start?
✔️ Is the process difficult?

The good news is you don’t have to figure it out alone. I walk my clients through every step so the process is clear and manageable.

If building a home is something you’re considering, send me a DM and I’d be happy to answer your questions.

Michelle Holder
NMLS 1051876
Mortgage Loan Officer
📱 478-714-0372

Self-employed income requires strategy — not assumptions.

The earlier the conversation, the more options you keep on the table.

First-time homebuyers — this market may be working more in your favor than you think.
✔ Rates are trending down
✔ Inventory is improving
✔ Sellers are more open to helping with closing costs

Let’s talk about what’s possible for you. 🏡
📩 DM me “FIRST” to get started.