LinkedHealth Innovations

Making people aware of an amazing, new possibility to fight cancer and mCRC

📢 Phase 2 clinical trial update

Today, Cardiff Oncology announced positive data from CRDF-004, a randomized, Phase 2 clinical trial evaluating onvansertib in combination with standard-of-care in patients with first-line RAS-mutated metastatic colorectal cancer (mCRC).

“The totality of the data we are releasing today strengthens the initial findings from our December 2024 data release in a significantly larger patient population, and demonstrates that onvansertib could be a novel therapy for the treatment of first-line RAS-mutated mCRC.” — Dr. Roger Sidhu, Chief Medical Officer

Read more: https://ow.ly/LsnT50Wx0Em

Week 4 - Open Enrollment is upon us
Today's topic is biggest mistakes people make during the annual Medicare enrollment period.

1. Not Reviewing your Current Coverage

Many seniors assume their existing plan will remain the best option for the next year without considering changes. However, Medicare Advantage and Part D prescription drug plans often adjust their premiums, deductibles, formularies, and provider networks.
Impact: This can lead to unexpected increases in costs, loss of coverage for preferred doctors, or restricted access to needed medications.

How to avoid it: Review the Annual Notice of Change (ANOC) sent by insurers and compare the plan’s benefits and costs with other available options.

2. Choosing Plans Based Solely on Premiums

A low monthly premium might seem attractive, but it doesn’t reflect the total cost of healthcare. Higher deductibles, out-of-pocket maximums, or limited networks can result in higher overall expenses.

Impact: Seniors may face unexpected costs for prescriptions, specialist visits, or hospital stays.

How to avoid it: Evaluate the total cost of coverage, including premiums, copayments, coinsurance, deductibles, and maximum out-of-pocket limits. Check if preferred providers and pharmacies are in-network.

3. Overlooking Prescription Drug Coverage

Some seniors choose a Medicare Advantage plan or stick with Original Medicare without properly evaluating their prescription drug needs. They may assume their medications will still be covered or fail to consider the plan’s formulary and coverage tiers.

Impact: This can lead to high out-of-pocket costs, penalties for not enrolling in a Part D plan, or gaps in medication coverage.

How to avoid it: Create a list of current medications and compare Part D plans or Medicare Advantage plans that include drug coverage. Use Medicare’s Plan Finder tool to assess costs and coverage.

💙 Talk to the only experts on the entire Gulf Coast Torgersen Causey Insurance & Benefits "

Week 2 - Get Ready for Open Enrollment
Are you a Medicare member gearing up for open enrollment season? ✨ Don't forget to compare plans and assess your coverage options to ensure you have the best fit for your needs. Protect your health and financial well-being by taking this crucial step! As always research your options with Torgersen Causey Insurance & Benefits

Call today to schedule your free consult!

https://youtu.be/3fufqjZQe8Y?si=1wI4slbp6uXLYvdX

LinkedHealth Innovations and LinkedHealth Pensacola - Navigating Medicare Webinar Welcome Pensacola area residents and visitors! "Senior Care Navigation - Understanding and Navigating your Medicare Options" webinar is planned and ready to...

Stay tuned for the release of our Virtual Care Navigation service. Help us decide on his or her name! Comment and suggest a name to help us Go Live!