JCG Home Loans

Mortgage Product Considerations:

1. Mortgage Products: Work with your loan officer to ensure you understand the different mortgage products available to you and which would be the best option for you.

2. Affordable Mortgage Payment: Be sure your loan officer understands what your expectation is when it comes the monthly mortgage payment. Your mortgage payment amount must be something you can comfortably afford. Be sure your mortgage payment fits well with your monthly budget so you don’t over extend yourself.
3. Down Payment Needed: Discuss with your loan officer the down payment requirements and considerations when considering a down payment higher than the minimum requirement. Depending on the situation, a higher down payment won’t significantly reduce your mortgage payment.

Get approved to see what you can afford. Don't hesitate to ask questions!

Attended a great Small business workshop this morning.