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‘Fun came before paying bills’: My brother-in-law is in his 70s and homeless. Are we responsible for him? “At one point, he was even taking items from friend’s homes when they let him stay with them.”

MULTIPLE OPTION PLANS

1. An employer may offer more than one plan. This type of plan is called a "double option" or "multiple option" plan. Choices may be traditional insurance, Health Medical Organizations, or Preferred Provider Organizations. When multiple option plans are offered, the employer must offer an open enrollment period of at least 10 days in duration each year to allow the employee to switch plans.