Ark Rusak Agency- Farmers Insurance

One of the biggest myths I see with home insurance:

‘There’s no way I could sell my home for that amount.’

Your insurance coverage isn’t based on your home’s market value—it’s based on what it would cost to rebuild it from the ground up.

Those are two very different numbers.

Talked with a homeowner recently who assumed their policy would fully cover a rebuild…

After reviewing it, we found a pretty big gap due to increased construction costs.

Luckily we caught it before anything happened.

If you’ve never had your policy reviewed (or it’s been a few years), it’s worth a quick check.

Be honest—do you actually know what your insurance covers? 😅

Most people don’t… and that’s completely normal.

If you’ve ever had questions but didn’t want to deal with calling a 1-800 number, feel free to message me anytime.