David DeMars NMLS #581594

David DeMars NMLS #581594

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12/04/2025

๐Ÿก๐Ÿ’ก Are you still paying PMI?
If you bought your home with less than 20% down, chances areโ€ฆ youโ€™re paying Private Mortgage Insurance every month. ๐Ÿ˜ฌ๐Ÿ’ธ

The good news?
There are quicker and slower paths to getting it removed, and the best strategy depends on your situation. โœ”๏ธ

Letโ€™s take a look at your options and see how soon you can drop PMI and keep more money in your pocket. ๐Ÿ™Œ๐Ÿ’ฐ

Send me a message anytime!

07/09/2025

๐Ÿก๐Ÿ’ฐ Tapping into your homeโ€™s equity just got easier โ€” and smarter! ๐Ÿ’ฐ๐Ÿก

Whether itโ€™s your primary residence, your vacation home, or an investment propertyโ€ฆ
A Fixed Home Equity Loan could be a great way to access the value youโ€™ve built in your property. ๐Ÿ”’๐Ÿ“ˆ

โœ… Predictable monthly payments
โœ… Competitive fixed rates
โœ… Funds for renovations, debt consolidation, or future investments

Youโ€™ve worked hard for your homeโ€”now let your home work for you. ๐Ÿ› ๏ธ๐Ÿ“Š

๐Ÿ“ฒ Message me to learn more or find out if this option makes sense for your goals.

06/20/2025

๐Ÿ  RENTING vs. BUYING โ€” Which one is right for YOU? ๐Ÿค”
๐Ÿ“… Every month you make a paymentโ€ฆ but is it building YOUR future or someone elseโ€™s?
Letโ€™s break it down ๐Ÿ‘‡
๐Ÿ’ธ Renting:
๐Ÿ”น Monthly payment goes to your landlord
๐Ÿ”น Rent can increase year after year
๐Ÿ”น No equity or long-term financial benefit
๐Ÿ”น Limited control over your space
๐Ÿก Buying:
โœ… Builds equity over time
โœ… Locked-in monthly payment (with a fixed-rate loan)
โœ… Tax benefits ๐Ÿ’ฐ
โœ… Freedom to make it YOURS
โœ… It's an investment in your future
๐Ÿšซ Myth: โ€œI need 20% down to buy a home.โ€
โœ… Reality: There are programs with as little as 0% down
๐Ÿ“ˆ Rents are rising. Home prices may fluctuate, but owning gives you stability, control, and long-term wealth.
Curious what buying could look like for you? Let's talk! No pressure, just honest answers. ๐Ÿ’ฌ
๐Ÿ“ฒ Contact me today for more information! [email protected], , 630-788-9670 ๐Ÿ“ฒ

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807 W Devon Avenue
Park Ridge, IL
60068

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Monday 9am - 5pm
Tuesday 9am - 5pm
Wednesday 9am - 5pm
Thursday 9am - 5pm
Friday 9am - 5pm
Saturday 8am - 8pm
Sunday 8am - 8pm