Roscoe Ricardo Williams Rltr

Just picked up my new generation lockbox for the Maryland market. I have one for you when you're ready to sell.

From my recent Real Estate readings:
Mortgage Bankers Association (MBA) SVP and Chief Economist Mike Fratantoni commented in a statement that the MBA is forecasting another two 25-basis-point cuts to the federal funds target in December 2025 and then in the first quarter of 2026.
“As these moves were anticipated by the market, MBA does not expect any significant changes to mortgage rates as a result,” said Fratantoni. “Mortgage rates are currently around their low for the year, and this has spurred both refinance and purchase activity.”
Realtor.com® Chief Economist Danielle Hale noted that the Fed’s decisions are anticipated by the market, which means that the upcoming rate cut and several more over the next few months are already largely priced in.
“This means that mortgage rates are not likely to move too much lower from their current position, just above 6% absent surprisingly slower economic activity,” Hale said. “Buyers who have been waiting for some mortgage rate relief might be pleasantly surprised to see how much the drop in rates has improved their position.”
Source - RISMEDIA, article by Clarissa Garza 11/29/2025