Lending Partner

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Solid & Creative Options for Residential / Commercial Properties.

Buying Power Checklist!

When looking at the below list you need to think about how strong of a buyer you really are. .

• Offer free occupancy post closing (if applicable)
• Assume the city inspection (if applicable)
• Offer extended occupancy post closing (45-90 days)
• FHA Addendum – zero cost to seller (if applicable)
• Pay over appraised value (5-10% minimum)
• Waive the appraisal (if applicable)
• No contingencies on sale or close
• Provide a larger earnest money deposit (minimum 3%)
• Provide a full lender approval versus pre approval/prequalification
• Provide a non-refundable earnest money deposit
• Provide more money down on your loan
• Conduct your appraisal first before inspection
• Conduct a walk and talk with inspector (to waive inspection)
• Remove seller concessions
• Provide proof of EMD and downpayment funds
• Write a personal letter to the seller
• Shorten your timelines (quick inspection/close)
• Offer over asking price
• Pay cash
• Purchase via conventional financing
• Waive the home inspection (not recommend)
• AS – IS with right to terminate on inspection