Fortunately

If you’re lucky, your employer will match your 401k contributions up to a certain amount. Say your company has a 50% contribution match up to 6% of your salary. If you contribute, say, $5,000 a year to your 401k, your employer would contribute $2,500 in addition to your salary. It’s almost like… free money.

Hand-picking individual stocks and trying to time the market may be exciting, much like playing a slot machine can be exciting, but it is not a good strategy for building long-term wealth. A three-fund portfolio, however, is an easy way to manage your own investments while achieving the goal of a well-diversified portfolio with low fees.

Most investors aren’t exposed equally in each of the three categories; their asset allocation mix will differ depending on their risk tolerance and proximity to their goals. Thankfully, you don't need to figure out your asset allocation mix on your own. You have Fortunately to support you.

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