Rick Mount

Rick Mount

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05/13/2025

Product of the Week: W-2 to 1099 Transition Loan
Making the leap from employee to entrepreneur? We’ve got your back.

For borrowers who recently left a W-2 job to go 1099 or self-employed, traditional income documentation may disqualify them from buying a home—even if their income has increased.

That’s where this product steps in.

W-2 to 1099 Loan Highlights:
• Up to 90% LTV
• Use income from 1099 or business bank statements
• No waiting 2 years to qualify
• Ideal for Realtors, consultants, loan officers, freelancers & entrepreneurs

This program helps self-starters get into a home faster—without having to wait years to qualify the “traditional” way.

Have a client in this situation?
Reply “1099” and we’ll run a quick scenario.


The Katalyst Team
Mike, Rick & Kevin | Ethos Lending

01/31/2025

If roses grow in heaven,
Lord, pick a bunch for me.
Place them in my mother’s arms,
And tell her they’re from me.

Miss you Mom! 15 years

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333 S Anita Drive Ste 825
Orange, CA
92868