Omaha Insurance Solutions

If 2025 was your first year on a Medicare Advantage plan, the Medicare Annual Enrollment Period (AEP) is your chance to adjust now that you’ve experienced how it really works.

Think about:

✔️ How was your coverage when you actually used it?
✔️ Did you hit higher out of pocket costs than expected?
✔️ Did you have trouble getting referrals or seeing specialists?

You deserve a plan that works for your lifestyle — not just what looked good on paper when you enrolled.

What Happens If You Miss AEP?

Missing the Medicare Annual Enrollment Period means you’re likely locked into your current plan until next year — even if:

❌ Your doctor is no longer in-network
💸 Your prescriptions got more expensive
🚫 Your plan doesn’t meet your needs anymore

If you haven’t taken action yet, now’s the time. The AEP deadline ends on December 7 — ensure your plan is suitable in 2026.

If you just enrolled in Medicare this year, you might be thinking:
“I just signed up — do I need to do anything during AEP?”

The answer: Maybe.
If you're on a Medicare Advantage or Part D plan, the Medicare Annual Enrollment Period (AEP) is your chance to:

✔️ Review any changes to your plan
✔️ Make sure your doctors and prescriptions are still covered
✔️ Evaluate your options now that you have real experience with Medicare

You don’t have to change anything , but reviewing your plan ensures you stay covered and confident.

If you're still working and covered by employer health insurance, you might wonder:
“Do I need to do anything during Medicare Annual Enrollment?”

Here’s the short answer:
📌 AEP is mainly for people who already have Medicare Advantage or Part D plans.
But if you're delaying Medicare because of work coverage, it's still smart to check:

✅ Will your employer coverage work with Medicare?
✅ Are there penalties if you delay enrolling later?
✅ Would switching save you money?

Everyone’s situation is different. The right answer depends on your income, coverage, and retirement plans.

📩 Message us to connect with a licensed insurance agent and explore your options with confidence.

If you haven’t reviewed your Medicare plan yet, don’t panic — but don’t wait too long either.
Here are 3 things to double-check before the Medicare Annual Enrollment AEP ends:

1️⃣ Are your doctors still in-network for 2026?
2️⃣ Have your prescription drug tiers or costs changed?
3️⃣ Is there a plan that could lower your overall out-of-pocket costs?

These changes aren’t always obvious, even if you stay with the same plan.

Take a few minutes to check. You might catch something important.

Does your Medicare Part D plan still fit your budget?

During Medicare Annual Enrollment Period -AEP, you can review and adjust your plan to better align with one that may fit your budget.

📞 Message us to schedule a Medicare plan review with a licensed insurance agent before AEP ends!