Aeris Insurance Solutions

Does signing a contract create an uninsured exposure?

In this episode of the Aviation Insurance Podcast, Tim Bonnell Jr. explains why contractual liability is one of the most misunderstood areas of aviation insurance.

Many aviation businesses assume their commercial general liability or aircraft insurance policy automatically covers every agreement they sign. In reality, contracts such as hangar leases, fueling agreements, airport use agreements, and equipment rentals may transfer liability to your business that isn't automatically covered.

Understanding what happens when you agree to indemnify or hold another party harmless is a critical part of protecting your aviation business.

Before signing your next agreement, make sure you understand what your aviation insurance policy does—and doesn't—cover.

Watch the full episode now on our YouTube channel.

When does a professional opinion become a professional liability exposure?

In this segment from the Aviation Insurance Podcast, Tim Bonnell Jr. discusses why Professional Liability and Errors & Omissions (E&O) coverage are important considerations for aviation businesses that provide advice, recommendations, or consulting services.

Aircraft sales organizations, consultants, brokers, and businesses performing pre-purchase inspections may face allegations that a recommendation, opinion, or oversight resulted in financial harm. These types of claims often fall outside the scope of traditional aviation commercial general liability policies.

Understanding the distinction between physical damage exposures and professional advice exposures is an important part of a comprehensive aviation insurance and risk management strategy.

Watch the full episode now on our YouTube channel.

Could your aviation business be exposed to claims that aren't covered by your liability policy?

In this segment from the Aviation Insurance Podcast, Tim Bonnell Jr. discusses why Professional Liability Insurance is often overlooked by aviation businesses.

Standard aviation commercial general liability policies are typically designed to respond to bodily injury and property damage claims. However, businesses involved in aircraft sales, consulting, advisory services, or pre-purchase inspections may face a different type of exposure—claims arising from professional advice or recommendations.

Professional Liability Insurance helps bridge that gap by addressing risks that may not involve physical damage but can still result in significant financial losses for clients.

Understanding these exposures is an important part of building a comprehensive aviation insurance and aircraft insurance strategy.

Watch the full episode now on our YouTube channel.

Could an employment-related lawsuit create an uninsured exposure for your aviation business?

In this segment from the Aviation Insurance Podcast, Tim Bonnell Jr. highlights why Employment Practices Liability Insurance (EPLI) is often overlooked by aviation businesses.

Claims involving wrongful termination, discrimination, harassment, hiring practices, and failure to promote are generally excluded from standard aviation commercial general liability, aircraft insurance, and property policies.

For FBOs, MROs, airports, charter operators, flight schools, and other aviation businesses with employees, EPLI can play an important role in a comprehensive risk management strategy.

Understanding what your aviation insurance policy doesn't cover can be just as important as understanding what it does.

Watch the full episode now on our YouTube channel.