Lisa Fetzer - Realtor

Home appraisals are a crucial part of the buying and selling process. An appraiser’s job is to provide an unbiased estimate of a home’s value, usually on behalf of the lender. They assess things like the property’s square footage, condition, location, updates, and comparable recent sales. A low appraisal can impact loan approval and negotiations, while a high one can provide peace of mind. Preparing the home - cleaning up, making small repairs - can help make a positive impression during the visit.

A buyer’s agent is more than just someone who opens doors. They're a trusted guide throughout the entire home buying journey. From helping clients find listings that match their needs, to crafting competitive offers, to negotiating on their behalf, buyer’s agents are advocates every step of the way. They help coordinate inspections, communicate with lenders, and manage timelines to ensure a smooth closing. A great agent is there to protect your clients’ interests and eliminate stress during what can be a complex process.

The home buying process typically starts with getting pre-approved for a mortgage so you know your budget. Next, you’ll work with a real estate agent to find the right home and make an offer. Once the offer is accepted, you'll move into the escrow period, where inspections, appraisals, and final loan approval take place. If all goes well, you'll do a final walk-through and then head to closing, where you'll sign the paperwork, pay any remaining costs, and get the keys to your new home!

Contingencies in real estate are conditions that must be met for a transaction to move forward and ultimately close. They protect buyers and sometimes sellers by allowing them to cancel the contract or renegotiate terms if certain requirements aren’t satisfied. Common contingencies include the home inspection, financing, and appraisal—each giving the buyer a specific timeframe to complete that step. For example, if a home doesn’t pass inspection or appraise for the sale price, the buyer can walk away or request repairs or a price reduction. Once all contingencies are met or waived, the sale proceeds toward closing.