Chris Ristau
Whats happening in the mortgage market today?
Chris Ristau
DRE # 01860548 | NMLS # 366810
REALTOR® | Loan Officer
E3 Realty DRE # 02073759 | E3 NMLS # 1770437
12/24/2025
Full circle moment. 🔄
I am incredibly excited to announce that I am officially joining the TF coaching team! Tom Ferry
My journey from solo agent to Team Leader to owner of E3 Realty was made possible by this ecosystem. Now, I’m honored to give back to the community that helped me build my business.
I’m a firm believer in never settling. I’m ready to sharpen my own skills, push for new heights, and help you do the same. Let’s get to work! 🚀
Huge shootout to our brother Aaron Cuha for all the help throughout our journey!
REALTOR® | Loan Officer
DRE # 01860548 | NMLS # 366810
E3 DRE # 02073759 | E3 NMLS # 1770437
❤️ The Real Reasons People Are Buying Homes in 2025 🏡
It’s not just about building wealth—though equity and principal paydown are big perks. More buyers are choosing homes for lifestyle:
✅ Closer to family
✅ Better school districts
✅ Putting down roots in a community they love
Sometimes the emotional ROI matters more than the financial one.
💬 DM me your “why” and let’s find a home that fits it perfectly.
REALTOR® | Loan Officer
DRE # 01860548 | NMLS # 366810
E3 DRE # 02073759 | E3 NMLS # 1770437
📊 2025 Housing Forecast (July–Dec): Here’s What’s Coming!
✅ Mortgage rates: Low 6s possible, high 5s if we’re lucky
✅ Inventory: Growing—more choices, more negotiation power 🏡
✅ Home price growth: Slowing to ~2.3%, but still up 📈
Buyers, this is your moment to make a smart move before competition heats up again!
💬 DM me for a custom game plan based on these trends!
REALTOR® | Loan Officer
DRE # 01860548 | NMLS # 366810
E3 DRE # 02073759 | E3 NMLS # 1770437
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2157 Country Hill Drive Suite 206
Oakley, CA
94561
Opening Hours
| Monday | 8am - 8pm |
| Tuesday | 8am - 8pm |
| Wednesday | 8am - 8pm |
| Thursday | 8am - 8pm |
| Friday | 8am - 8pm |
| Saturday | 8am - 8pm |
| Sunday | 8am - 8pm |