Crabtree Financial Group, LLC

Taxes don’t disappear in retirement; they often become your biggest expense. Here are 3 strategies wealthy investors use to keep more of what they’ve built:

Use Roth Conversions: Shift assets into tax-free accounts during lower-income years to reduce future tax burdens.

Give Strategically: Charitable tools like donor-advised funds and QCDs can lower taxable income while supporting causes.

Diversify for Taxes: Mixing taxable, tax-deferred, and tax-free accounts adds flexibility and minimizes long-term tax drag.

See how high-net-worth retirees plan smarter around taxes: https://bit.ly/4st0CiB

This can be ‘the biggest silent expense in retirement’ — and how to prepare yourself for it 6 financial advisers give their advice on how wealthier Americans can minimize their tax burden in retirement

June is a smart time to check in on the money habits you’ve built so far this year. Poor financial habits can quietly derail savings, increase debt, and limit future options, but small changes can help you get back on track before year-end.

Build a budget: Track income and expenses for at least 30 days to see where your money actually goes.
Automate savings: Set up payday transfers so you are saving before the money can be spent.
Face debt directly: Review balances, terms, and interest rates so you can prioritize repayment strategically.
Small habit changes today can reshape your financial future. Here’s where to start: https://bit.ly/4fdHvFD

How to keep bad financial habits from becoming permanent The first step in addressing poor financial habits is recognizing that meaningful change begins with individual actions.

Retirement redefined! Former teacher, Jeff Kellert, found a new purpose and community through volunteering. But it isn't just about giving back; it's a powerful way to boost health and happiness. Ready to make a difference post-career? Learn more: https://bit.ly/3yJt3T0

Volunteering would feel good even if it didn't have health benefits. But it does When helping others, volunteers also help themselves. They might even live longer. Jacquelyn Stephens is a psychologist at the nonprofit Mather Institute who researches how to age well.

Markets are hitting all-time highs, even as conflict in the Middle East rattles oil prices. How are investors looking past the noise? Watch the latest Market Observatory from Commonwealth to learn why markets have stayed resilient and which risks to watch: https://bit.ly/4dp8lIm

The Market Observatory: Earnings Strength Vs. Inflation Risk [Video] Will the strength of corporate earnings outweigh the inflation risk? Chris and Sam take a closer look in the latest episode of the Market Observatory.

Peace talks between the U.S. and Iran just sent oil prices tumbling 8%, and stocks surging. A potential deal to reopen the Strait of Hormuz could bring relief at the gas pump and on airfare. Read what's in the proposed agreement and what happens next: https://bit.ly/4ey7V4K

Oil prices plunge and stocks rally on reports that the US and Iran are close to a peace deal US oil prices fell nearly 10% on Wednesday after news that a peace deal could be close. Stocks jumped and bond yields tumbled.