Credit Transformation

Now is the time to refinance before interest rates start climbing back up. Is your credit strong enough to refinance at a lower rate? This goes for homes, cars, and recreation vehicles.
Make sure to be checking your credit!!!

Did you know that the credit bureaus are only regulated from the government on the information that is on your credit reports.......... but they can use any math algorithm to calculate out your credit score???

Example.......This means that no matter where a TransUnion credit report is pulled from (bank, car dealership, mortgage lender, ect.) that the information has to be the same. (open accounts, closed accounts, collections, public records, to name a few), however the company can generate "your score" by the calculations of percentages which SAID company put into their system to give you a score.

Can we say credit discrimination anyone???