Commercial Insurance Associates

Distracted driving is any activity that diverts your attention from the road, including talking or texting on your phone, eating & drinking, talking to people in your vehicle and adjusting your entertainment or navigation system.
Sending or reading a text takes your eyes off the road for 5 seconds. At 55 mph, that's like driving the length of an entire football field with your eyes closed.

You cannot drive safely unless driving has your full attention. Any activity you engage in while driving is a potential distraction and increases your risk of crashing.

Ride-Sharing, Ride-Hailing and Taxis
Confirm your ride by checking the license plate.
Before getting into a ride-hailing vehicle, make
sure the car and license plate match what you
booked through the app. Many of these cars
can look alike.
You should also look at the driver and ask
them their name, to confirm it matches the name and photo in the app.
Find a safe spot to be picked up.
Pickup locations for ride-hailing services aren’t usually centralized. You should pick a location
where you can wait inside until the driver arrives. If that’s not possible, choose an area to wait
that’s away from the road, well lit, and where your driver can safely stop. Request that your driver
drop you off in a safe spot, too.
Don’t step into the road to flag down a ride. Go to a taxi stand, call for a cab or request someone
call a ride for you. It’s never a good idea to accept a ride from a stranger who may stop after
seeing you looking for a ride.
Wear a seat belt.
Even if it’s a quick ride and you’re in the back seat, you should always buckle up, and make

Insurer GEICO has agreed to pay $6 million to settle claims by auto damage claims adjusters who allege the insurer failed to pay them for all hours they worked.
The settlement affects 806 adjusters countrywide who worked for GEICO from 2020 to 2023. Each will receive an average net payment of $4819.17, after attorneys’ fees, administrative costs and other deductions.

After a year that saw auto insurance costs increase 24%, rates are expected to grow more slowly this year. The amount to insure a vehicle in 2024 is projected to increase 7%.

A 2012 law had directed the National Highway Traffic Safety Administration, an agency of the Department of Transportation, to implement safety rules requiring car manufacturers to install a warning to drivers if an unbuckled passenger is sitting in a rear seat. The agency had three years to act.
The rear seat belt reminder requirement is now scheduled to start moving through the cumbersome regulatory process in January, but a final rule could be years away. The agency in the past has repeatedly blown past deadlines, including those promised in federal court.