Education Debt Consumer Assistance Program - EDCAP
This one detail could change everything for Parent PLUS borrowers.
It all comes down to timing and what you do next. The window isn’t closed yet, but it won’t stay open forever.
Learn what applies to you:
edcapny.org/resources-for-parents/managing-parent-plus-loans/
07/09/2026
Federal student loan rules have changed.
Many SAVE borrowers need to choose a new repayment plan soon. Others are entering repayment, pursuing forgiveness, or trying to get out of default before collections resume.
Wherever you are, EDCAP can help you find your pathway with free tools, resources, and expert support.
To find your best path forward, visit: edcapny.org/student-loan-pathway/
Find Your Student Loan Pathway - EDCAPNY.org EDCAP Helps New Yorkers With Student Loans and Debt
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633 Third Avenue, 10th FL
New York, NY
10017
Opening Hours
| Monday | 9am - 4pm |
| Tuesday | 9am - 4pm |
| Wednesday | 9am - 4pm |
| Thursday | 9am - 4pm |
| Friday | 9am - 4pm |