Zach Eden Insurance Services

Life insurance provides more protection than you might think. If something ever happens and you are no longer here to help pay for the mortgage, life insurance is a great way to help your family stay in your home. Plus, enhancing your coverage might be more affordable than you expect. Contact me today to discuss your options and feel confident your loved ones have the financial security they need.

Life insurance should be customized for your needs, whether that’s a term policy with an affordable monthly premium or a permanent policy that can help you pay for future expenses. Contact me today to discuss which option is right for you.

Life changes fast. Has your life insurance kept up with you? Along with providing necessary protection, it’s a valuable planning instrument that can help secure your future. Learn more and get a quote for Forbes’ #1 ranked life insurance for 2024: https://cfin.us/LetsTalkLifeInsurance

If you’ve ever thought that you may not have enough life insurance, you’re not alone. According to the 2025 Insurance Barometer Study Report, 25 million Americans feel that they are underinsured, while 74 million Americans don’t have any life insurance at all.

So, what stops us from getting the coverage we know we need? Cost, or more accurately, perceived cost. Historically, nearly three-quarters of Americans overestimate the cost of a basic term life insurance policy. It’s worth noting that respondents, 35 and under, who said they were healthy overestimated the price of life insurance 7-10x the actual cost.

The truth is the right life insurance for your needs might be more affordable than you think. Learn more about life insurance and what options are available to you at countryfinancial.com/life.

This is a special year. COUNTRY Financial is celebrating our 100th anniversary helping you protect what matters most. [Share what it means to you to work for an organization that has stood the test of time and continues to grow.]

COUNTRY is more than an insurance company -- our clients not only trust us with insuring their homes, cars, farms, businesses, and lives, but also to help them plan for the future with investing, retirement and financial planning.

Have something you want to discuss? Contact me today to see the difference a century of experience makes.

Looking for an exciting new career opportunity? We have an opening for a [name of role]. We’re looking for people who are [include attributes you are looking for, for example, hard-working, detail-oriented, etc.]
Sound like a good fit? [Contact me today/Apply at (link) – whichever is your preferred method.]

We put together some information to help you understand the basics of a homeowners policy so you’re better prepared when you need to purchase or switch insurance providers. This information is not specific to COUNTRY Financial and is meant to provide a general overview.

◾ What is home insurance?
Home insurance is protection for your home and possessions. You pay your home insurer a premium and in exchange, they agree to pay for the cost to repair or rebuild your home if it’s damaged or destroyed by a covered event (these are outlined in your policy).
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◾ What does home insurance cover?
Home insurance provides protection against damage caused by sudden and accidental incidents. A standard home insurance policy will usually include three main types of protection:
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◾ Dwelling Coverage
Designed to repair or rebuild your main home structure, dwelling coverage is the main protection provided by home insurance.
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◾ Personal Property Coverage
Personal Property Coverage allows you to replace items such as electronics, furniture, clothing and other belongings.
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◾ Liability Coverage
Liability Coverage provides financial protection for you if someone is injured on your property or a member of your household causes damage to someone else’s property. Umbrella insurance is added liability coverage that goes beyond the limits of your existing car and home insurance.
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◾ What is a covered loss?
Covered losses are events, sometimes called perils, covered by homeowners insurance. Talk to your insurance agent about the covered losses contained in your specific home policy.
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◾ How much is home insurance?
Factors affecting the cost of home insurance include: Location, age, size and condition of your home
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◾ How can I be sure I’m covered for a home insurance claim?
You choose how your property will be valued if you have a claim, and that affects the amount of coverage you have to rebuild. While it may vary by home insurer the levels of protection are actual cash value and replacement cost.
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Call me for a quote today!

Those big moments go by so fast. They’re easier to enjoy when you know you have the right protection. Switch your home and car insurance today. Message me to find out how.

You trust me with your home or auto insurance, but why not both? More discounts. More confidence. Fewer worries. There’s no better time to switch and save than right now. Let’s meet for a few minutes and you could save up to 20%*.

*Discounts and availability vary by state. Restrictions may apply. See policy for full details.

When you need us most, we’ll be there. Whether you recently moved, changed jobs or have a new teen driver, you can count on our 100 years of experience and award-winning service. Let’s meet today.