Patrick Murphy - State Farm Insurance Agent

It’s ! Let’s bust one of the most common myths about homeowner’s insurance!

Myth:
My homeowner’s insurance covers the entire value of my home.

Fact:
Current labor and material costs are big factors in replacement cost and are often higher than the value of your home.

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Happy ! Check out these ways to stay safe at the beach this summer!

• Wear sunscreen and UV-protective clothing, including sunglasses and a hat.
• Avoid staying in the sun for too long, and get under a tree or umbrella for shade!
• Drink water throughout the day to replace fluid lost to heat. And don’t wait until you’re thirsty to drink.
• Always swim with a buddy!
• Read the beach safety signs and swim between flags or near lifeguards.