Shepardson Insurance Services, Inc

We are excited to offically join the Ripon Chamber of Commerce!

Welcome to the Chamber Shepardson Insurance Services, Inc! Shepardson Insurance Services, Inc. is an independent insurance brokerage specializing in small business employee benefits (1-50 employees), and individual medical, life, and disability insurance. They've been in business for nearly 40 years centered in the Modesto community and surrounding areas.

Shepardson Insurance Services, Inc is separated by stellar customer service and dedication to the individual client. They aim to guide their clients through insurance needs, rather than sell them specific products. Unlike many insurance brokerages, they have no sales quotas. Every interaction with clients or potential clients is centered around their needs, not the bottom line or trying to hit a metric. Shepardson's process is to educate clients on the products, provide recommendations based on insurance needs, educate on relevant compliance, and provide on-going customer service.

Nice to meet you Shepardson Insurance Services, Inc!

I also ❤️ data tables & charts (nerd 🚨)

The table summarizes monthly premiums at increasing ages for a $1,000,000 20 year level term policy. When quoting I based this visual on a preferred non-tobacco class rating (second best rating). As you can see the monthly premium cost increases dramatically after age 35. It is true, the sooner you buy life insurance the cheaper it is.