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Kim Arivett - Team Mom

03/25/2025

Learn More⬇️💰Downpayment amounts vary based on the financing programs you will qualify for. There are readily available low downpayment programs for credit scores 580+🏡 There will be closing costs in addition to the downpayment which can run anywhere from 1-6% of the loan amount. 🚨There are downpayment assistance grants and loans that can help cover both the downpayment and the closing costs. Many times the seller will give a closing cost credit of 2-6% that will help cover the closing costs AND CAN BE USED TO PERMANENTLY LOWER YOUR MORTGAGE INTEREST RATE.Comment HOME to get the specifics about what you can qualify for and what you will need.#home #buyahouse #mortgage #mortgagetips #homebuyer #homebuyingtips #loandad3 #mortgagedafof3 #modesto #modestorealestste #californiarealestate #arizonarealestate #tennesseerealestate #texasrealestate #floridarealestate #stocktonrealestate #sacramentorealestate #turlockrealestate #centralvalleyrealtor #realestate

02/25/2025

What mortgage loan should you get?700+ credit— use Conventional Financing..You don’t need 20% down. You can put 3-5% down and buyout the PMI monthly mortgage insurance.You can use a seller credit to do this..That way you can save your money for emergencies or in invest elsewhere.If your credit score is 699 or below chances are a government backed loan like FHA will work best for you. The tip in this market to save you money monthly is to use a Seller paid credit to permanently buydown your interest rate.Got questions or want to see which mortgage program is best for you?Comment “Home”Follow