VG Financial

💎️Fixed Index Annuities give investors a huge leg up because of Downside Protection!

💵Due to downside protection, our clients never have a negative return even when the stock market does.

🔒FIAs grow in value when the index is positive. And any interest credits are locked in at the end of each crediting period so our clients don't lose the gains they've built. This gives a major advantage for growth potential.

📈Downside protection and growth potential work together to ensure you don't have to worry about market volatility, eliminating the need to make up for market loss.

To find out more about how Fixed Index Annuities can benefit your investment portfolio, feel free to shoot me a DM.

Please, for the sake of all things holy, do NOT lie on your life insurance applications!

I finished watching a Tiktok reel addressing this very issue. A husband is now forced to turn to GoFundMe and count on the kindness of strangers to bury his wife, because she passed away from complications of diabetes 2 years after she got insured.

She did not state that she had diabetes on her application. When the insurance company did an investigation into her death and her health history, they discovered her death was due to a preexisting condition (diabetes). She willfully answered no to all questions that asked about diabetes.

Instead of receiving the death benefit (it wasn't disclosed how much he could have received), the husband only received $3,100.

I have encountered this as well as an insurance broker. Individuals have come to me and willfully tried to hide strokes and cancers, even though I disclosed the insurance company will run your social to check your medical information and compare what you're saying to what is in the system.

You do yourself and those who will handle your final affairs a huge disservice when you lie on your applications.

Now when you apply, you may not be considered not because of your health history, but also because you are viewed as being willfully dishonest. Tell the truth. They WILL find out.