Dave Young - Guild Mortgage

Saving for a down payment doesn’t have to mean going it alone.

From state and local programs to lender-based assistance, today’s buyers have more pathways to homeownership than ever before.

As affordability pressures linger, more transactions are being won through creativity.

Seller concessions are playing a bigger role in bridging the gap between buyers and sellers, and the data shows that flexibility is becoming the norm, not the exception.