Foreclosure Legal Team

Ever wonder what you can legally take from a home in foreclosure? Depending on what you remove from a foreclosure home, you could get sued by the bank. Here is how it works: Personal property is that which is not real estate. However, fixtures are real estate because they are not personal property; they are affixed to the land, to the house, which means fixtures stay with the house. The following items are assets, fixtures that should not be removed from a home that is in foreclosure: • Cabinets and countertops • Appliances such as stoves, built-in microwaves, dishwashers, etc. • Furnaces and air conditioning units • Plumbing and copper pipes • Romex or other electrical wirings • Light fixtures and ceiling fans • Doors and hardware • Flooring, ceilings, and walls • Windows and vents • Medicine cabinets, sinks, tubs, toilets, and showers • Sink drains and faucets • Built-in shelving/bookcases • Landscaping, fencing, built-in pools and spas.

The timeline for foreclosure can vary widely. In cases where the homeowner does not hire an attorney the timeline is approximately 6 months after you stop making monthly mortgage payments. When the homeowner hires an attorney the timeline can stretch beyond 4 years. If you are facing foreclosure, there are legal defenses we can raise to stop the process and save your home. Contact us today for a free consultation.