Luigi Devoto - Real Estate Agent.

Longer mortgages might lower your monthly payment, but they also slow your equity and double your interest over time. If you're deciding between loan terms, let's look at side-by-side numbers to see which one truly builds your wealth faster.

Longer Term Mortgages Can Cost Much More This article explains why 40- and 50-year mortgages, though tempting for their lower payments, cost homeowners far more in total interest and delay long-term equity growth.

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