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Military veterans, before you buy a single-family home, look into this first. With a VA loan, eligible vets can purchase a 1–4 unit multi-family property with $0 down, live in one unit as their primary residence, and rent out the other units to help cover the mortgage — potentially reducing or eliminating out-of-pocket housing costs over time. VA loans typically require eligible military service with a Certificate of Eligibility (COE), stable income, primary occupancy, and lender-determined credit (often around 620). There’s no private mortgage insurance (PMI), a one-time VA funding fee (often rolled into the loan unless exempt), and this benefit can be used more than once if entitlement allows. This isn’t financial advice — it’s an opportunity veterans can research and decide if it fits their goals. Know your benefits before you buy.