Carlos Ruga Real Estate Services

Educating yourself on this product can make a huge difference for your parents and for you.

To qualify you must be over 62 years and live in the home.
- You never pay a monthly mortgage payment.
- You are protected, no matter what happens in the housing market.
- You may choose how to receive and use your money.
- Social security and Medicare benefits are never affected.
- You are more protected with a reverse mortgage vs. an equity line of credit.

If this is you or someone you know, let's talk and see if this is the best option to get money in your pocket. Send me a DM for more information.

Retirees: Looking for a Tax-Free Source of Income?
Generating retirement income has rarely been as challenging as it is right now.

Despite the popularity of 401(k)s and IRAs, it can be risky to save almost exclusively in tax-deferred retirement accounts. The strategy of putting off paying taxes as long as possible can result in a significant tax burden for retirees, or for the beneficiaries who inherit those accounts.

This is no time to be stuck in “conventional wisdom” paradigms.

The intelligent use of a reverse mortgage, particularly a federally insured home equity conversion mortgage (HECM) line of credit, could extend an individual’s or couple’s retirement resources in a way that more traditional strategies cannot.

I can help you evaluate if this option is for you on a simple phone consultation.

¿Explorando re-financiar su hipoteca?

No espere a tener una emergencia! En tiempos difíciles siempre es importante contar con dinero en efectivo.

Este es el momento de refinanciar: reciba dinero por el capital de su casa. Baje su tasa de interés y sus pagos mensuales.

Llámeme para una consulta GRATIS. Envíeme sus preguntas por aquí. Estamos para servirle!

Gracias a nuestra alianza con Ready Mortgage Lenders ahora ofrecemos servicios relacionados a hipotecas. Disfrute de todos los servicios relacionados a sus necesidades de en un solo lugar.

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Exploring Re-Financing your home?

Don’t wait to have an emergency! It's always important to have cash in hand in times like this.

This is the moment to re-finance: get money from your property equity. Lower your interest rate and monthly payments.

Call me for a FREE consultation. Write your questions below, I'll be happy to answer.

Through our affiliate company Ready Mortgage Lenders now we can provide mortgage related services. Enjoy all the services in connection to your needs under one roof! @ Miami, Florida