Dustin Decibus, Realtor

𝕁𝕦𝕤𝕥 𝕃𝕚𝕤𝕥𝕖𝕕!

💰 $329,900 💰

Discover this beautifully maintained lakefront gem in the desirable Heron Bay community at Gardens at Waterstone! Built in 2015, this 3-bedroom, 2-bathroom home offers 1,558 sq. ft. of living space plus an impressive 360 sq. ft. enclosed sunroom—perfect for relaxing or entertaining year-round.

Inside, you’ll find high-quality finishes throughout, including granite countertops, dual vanities, and a luxurious primary suite featuring a soaking tub and separate walk-in shower. This home has been meticulously cared for to ensure lasting comfort and style.

Major updates are already taken care of—roof, HVAC, and water heater have all been recently replaced—giving you peace of mind for years to come. The property also comes equipped with Ring security cameras for added convenience and security.

Heron Bay residents enjoy a vibrant community with exceptional amenities: a fitness center, sport courts, sparkling pool, and a playground for the little ones—all included with the $435 quarterly HOA fee.

Don’t miss your chance to own this incredible home! Call today for more details or to schedule a private tour!

🙋🏻‍♂️ 𝔻𝕦𝕤𝕥𝕚𝕟 𝔻𝕖𝕔𝕚𝕓𝕦𝕤, ℝ𝕖𝕒𝕝𝕥𝕠𝕣
📲 𝟛𝟚𝟙.𝟜𝟟𝟜.𝟜𝟝𝟚𝟚
🐟 𝔹𝕝𝕦𝕖 𝕄𝕒𝕣𝕝𝕚𝕟 ℝ𝕖𝕒𝕝 𝔼𝕤𝕥𝕒𝕥𝕖

𝕆𝕟𝕖 𝕤𝕥𝕖𝕡 𝕔𝕝𝕠𝕤𝕖𝕣 𝕥𝕠 𝕠𝕨𝕟𝕖𝕣𝕤𝕙𝕚𝕡

Huge congratulations to my Buyer’s for going under contract on this beautiful home in SW Palm Bay! After a brief search, they decided this is where they would like to call home! Location was most important for them. They wanted to be somewhat out of the way as to avoid all that traffic. I think they found the right one 😊

Interested in buying? Or just get an idea of the market? Call me, text me! I’m here for you, no strings attached. 🪢

🙋🏻‍♂️ 𝔻𝕦𝕤𝕥𝕚𝕟 𝔻𝕖𝕔𝕚𝕓𝕦𝕤, ℝ𝕖𝕒𝕝𝕥𝕠𝕣
📲 𝟛𝟚𝟙.𝟜𝟟𝟜.𝟜𝟝𝟚𝟚
🐟 𝔹𝕝𝕦𝕖 𝕄𝕒𝕣𝕝𝕚𝕟 ℝ𝕖𝕒𝕝 𝔼𝕤𝕥𝕒𝕥𝕖

𝕎𝕙𝕒𝕥 𝕞𝕒𝕜𝕖𝕤 𝕒 𝕞𝕠𝕣𝕥𝕘𝕒𝕘𝕖 𝕡𝕒𝕪𝕞𝕖𝕟𝕥?

Your mortgage payment isn’t just a loan, it’s actually made up of 4 or 5 key parts, and here’s a fun way to remember it: P.I.T.I. + PMI!

🥇 1. P – Principal
This is the actual amount you borrowed. Every payment knocks it down little by little—building your equity and bringing you closer to owning that home free and clear!

💰 2. I – Interest
This is what the lender charges you to borrow their money. It’s how they make their profit—and it’s usually higher in the early years of the loan.

🏠 3. T – Taxes
Property taxes help pay for schools, roads, fire departments, and more. Lenders often collect it monthly and pay it for you through an escrow account.

🛡️ 4. I – Insurance
This is your homeowners insurance. It protects you, your lender, and your home if something unexpected happens.

⚠️ Bonus: PMI – Private Mortgage Insurance
Got less than 20% down? You might see PMI added to your payment. It protects the lender—not you—in case you default. But the good news? It’s not forever—you can usually drop it once you build enough equity!

And there you go! Your mortgage payment = Principal, Interest, Taxes, Insurance—and maybe PMI. Understanding it helps you budget smarter and buy with confidence! 💡🏡

Got questions? I’m always here to help break it down! 💬

🙋🏻‍♂️ 𝔻𝕦𝕤𝕥𝕚𝕟 𝔻𝕖𝕔𝕚𝕓𝕦𝕤, ℝ𝕖𝕒𝕝𝕥𝕠𝕣
📲 𝟛𝟚𝟙.𝟜𝟟𝟜.𝟜𝟝𝟚𝟚
🐟 𝔹𝕝𝕦𝕖 𝕄𝕒𝕣𝕝𝕚𝕟 ℝ𝕖𝕒𝕝 𝔼𝕤𝕥𝕒𝕥𝕖

🏡 ℂ𝕝𝕠𝕤𝕚𝕟𝕘 𝔻𝕒𝕪 🏡

Having the ability to represent both my Seller, and Buyer in this transaction was a blessing. Thank you to both who trusted in me to get the job done. It means a whole lot to be chosen out of SO MANY in Brevard County.

With the market shifting so drastically, you need an agent to properly navigate. Who will you trust to get results?

🙋🏻‍♂️ 𝔻𝕦𝕤𝕥𝕚𝕟 𝔻𝕖𝕔𝕚𝕓𝕦𝕤, ℝ𝕖𝕒𝕝𝕥𝕠𝕣
📲 𝟛𝟚𝟙.𝟜𝟟𝟜.𝟜𝟝𝟚𝟚
🐟 𝔹𝕝𝕦𝕖 𝕄𝕒𝕣𝕝𝕚𝕟 ℝ𝕖𝕒𝕝 𝔼𝕤𝕥𝕒𝕥𝕖