Jeff Hovey - UHM

FAQ Friday: Should I choose a fixed rate or adjustable-rate mortgage (ARM)? Choosing the right mortgage isn’t just about today’s interest rate – it’s about your plans and comfort level. Fixed-rate loans offer predictable payments and long-term stability, while ARMs often start with lower rates that can be beneficial for buyers who plan to move or refinance before ad...

Good news for homebuyers! 🏠 The government has reopened, and loan programs are up and running again — let’s get your home financing moving forward!

Dreaming of your first home? Let’s make it happen!

I’m here to guide you every step of the way — from pre-approval to closing day.

Your journey starts here!