Twin Rivers Insurance

A Self Insured Plan is a type of plan usually present in larger companies where the employer itself collects premiums from enrollees and takes on the responsibility of paying employees’ and dependents’ medical claims. These employers can contract for insurance services such as enrollment, claims processing, and provider networks with a third party administrator, or they can be self-administered.

Managing policies should feel convenient and efficient, not frustrating. Our agency uses updated digital tools that simplify document access, account communication, and policy reviews so customers spend less time dealing with paperwork and more time focusing on daily priorities.

How does Hospital Indemnity Insurance work? If you are admitted to a hospital for a covered illness or injury, the policy pays a predetermined cash benefit based on the terms of your plan. Benefits may be paid for hospital admissions, overnight stays, intensive care, and other covered services.

Does a BOP cover employee injuries? No. Employee injuries are typically covered by Workers' Compensation Insurance, not a BOP.