Vogt Insurance Partners

Open Enrollment Is 6 Months Away

Here's what's helpful to know now

📅 When: November 1 – December 31 for coverage starting January 1, 2027
(Enroll by January 15 for coverage starting February 1, 2027)

👤 Who it's for: Anyone purchasing their own health insurance, rather than through an employer:

- Self-employed individuals and 1099 contractors
- Small business owners
- Early retirees (under 65)
- Those between jobs

⏰ Why timing matters:

Open enrollment is the main window to enroll or make changes for the year. If you miss it, you'll generally need to wait until the next enrollment period, unless you experience a qualifying life event such as a job change, marriage, or new baby.

🎯 A few things you can do now to prepare:

- Make a list of your current doctors and medications
- Take a look at what you spent on healthcare this year
- Think through any upcoming procedures or life changes

A little planning ahead goes a long way.

As November approaches, schedules tend to fill up quickly, so starting early gives you more time to explore your options thoughtfully.

Ready to start planning or revisiting your 2027 coverage?

📞 Give us a call at (321) 421-7283 — we're already booking fall planning consultations.