DellaCroce Insurance

ℹ️ Don't forget! ℹ️

As of April 1, 2018, the Centers for Medicare & Medicaid Services (CMS) began sending Medicare beneficiaries new Medicare cards that include their new Medicare Beneficiary Indentifier (MBI) in place of the Health Insurance Claim Number (HICN).

⚠️As of January 1, 2020, CMS will no longer accept the HICN.⚠️

All transactions must include an MBI.

There's new legislation affecting Plans F and C.

The Medicare Access and CHIP Reauthorization Act of 2015 (MACRA) makes changes to Medigap policies that cover the Part B deductible for "newly eligible" Medicare beneficiaries on or after January 1, 2020.

So what does this mean?

• Plans F and C are NOT going away!

• Anyone who turns 65 before January 1, 2020, can enroll in Plans F or C even after 2020 and can keep their plans as long as they choose.

• Anyone who turns 65 before January 1, 2020, will only be able to purchase Medicare Supplement Insurance Plans F or C if they have a Medicare Part A effective date prior to 2020.

• Newly eligible Medicare beneficiaries will be unable to enroll into Plans F and C. However, a variety of plan options are available, the most comprehensive of which is Plan G.

• Insureds already enrolled in Plans F or C don't need to take any action. Plans F and C will still be available for consumers eligible to purchase them in 2020 and beyond.

Why review your plan? In an endlessly fluctuating market, opportunities are consistently available to save money and maximize your benefits. Let me help you analyze your current policies to uncover potential opportunities. 956-330-4646