Sakura Realty

What if the seller paid to lower YOUR mortgage rate? 🌸

It's called a 2/1 buydown — and in today's East Bay market, it's the negotiation tool more buyers should be asking for.

Here's how it works:
🏡 Year 1: your rate drops 2% → save ~$334/mo
🏡 Year 2: your rate drops 1% → save ~$171/mo
🏡 Year 3+: back to your note rate

On a real $320K Martinez-area scenario, that's about $6,000 in savings during your first two years — exactly when new homeowners are stretched thinnest.

And sellers? It costs them $5K–$6K instead of a $15K–$20K price cut, AND it protects the neighborhood comp. Win-win.

New on the blog: the full math, 3 steps to ask for one, and the fine print every buyer should know. Link in bio. 🔗

Buying or selling in Contra Costa County? Let's run your real numbers — preferred lenders can quote a scenario in 24 hours.

*Rates shown are illustrative. Sakura Realty East Bay is a licensed CA brokerage, not a lender — consult a licensed loan officer for live quotes.*

Just Sold! & Our seller saved $17,380 in commissions!
Congratulations to Dawn!