Steven D. Timm

Happy Wednesday! We made it to the mid-week!!

Rates aren’t dropping yet because the job market is still strong. But the market itself is improving — there are more homes and more room to negotiate. So instead of waiting on rates, the opportunity right now is using that leverage.

If rates improve later, you can always revisit financing — but today’s options and flexibility may not be there.

This is why I coach my buyers to date the rate and marry the house. Your interest rate can always be revisited. You can buy down your rate at your lender or work with the seller to offer a seller credit. Your agent and lender will have the best guidance on this tactic.

Please do not hesitate to contact me with any questions! 😃🏠👍