Prairie Grove Insurance

"How much is my Medicare going to cost?"

It's one of the very first questions we hear from people approaching age 65.

And the answer is...

It depends.

Your Medicare costs can vary based on several factors, including:
✅ Whether you're enrolling in Original Medicare or a Medicare Advantage plan
✅ If you choose a Medicare Supplement plan
✅ The prescription drug coverage you need
✅ Your income (which may affect your Part B premium through IRMAA)

The good news? Medicare isn't one-size-fits-all, and neither is the cost.

That's why we take the time to review your doctors, prescriptions, travel plans, and budget before making any recommendations. Our goal is to help you find coverage that fits your needs—not someone else's.

If you're turning 65 or planning to retire soon, let's make sure you know what to expect before you enroll.

📍 Local guidance.
🤝 Local experts.
📞 Contact Prairie Grove Insurance to schedule your personalized Medicare consultation.

🤔 True or False? Medicare covers 100% of your healthcare costs.

❌ False.

While Medicare provides excellent health coverage, it doesn't pay for everything. Depending on your situation, you may still be responsible for deductibles, copays, coinsurance, prescription drug costs, and services Medicare doesn't cover.

The good news? You have options.

Whether you're considering a Medicare Supplement, a Medicare Advantage plan, or prescription drug coverage, understanding how the pieces fit together can help you avoid unexpected expenses.

At Prairie Grove Insurance, we take the time to explain your options in plain English so you can make an informed decision with confidence.

📞 Have questions about your Medicare coverage? Give us a call or stop by our Madison office. We're here to help.