Mitzi Garrett RFW

🚨 ATTENTION CLIENTS & FUTURE CLIENTS 🚨

The IRS is no longer mailing paper refund checks.
👉 Refunds will only come by direct deposit into your bank account or on a prepaid debit card (if selected when filing).

✅ What this means for you:
• Have your bank account & routing numbers ready when filing.
• Don’t have a bank account? We’ll guide you with prepaid card options so your refund isn’t delayed.
• No more waiting weeks on a paper check — direct deposit = faster + safer refunds! 💰

💰 What You Need to Know for Tax Season

Tax season is the time to get every dollar you deserve — and preparation is key!
Here’s what every client should keep in mind:
• Early filing = faster refunds. The IRS begins accepting returns in January, so don’t wait until the last minute.
• Accuracy matters. Simple mistakes can delay your refund or flag your return for review.
• New credits and deductions change yearly. Child Tax Credit, Earned Income Credit, and business deductions can shift — don’t assume they’re the same as last year.
• Have your updated information ready. New dependents, address changes, job changes, or new income types (like self-employment or gig work) all affect your taxes.

🚨 Self-Employed? Here’s What You Need to Know This Tax Season! 🚨

Being your own boss is powerful — but when tax season comes, it can get overwhelming. Here are a few key tips to keep you on track 👇

✅ Report ALL income (CashApp, Zelle, PayPal, cash, checks — it ALL counts)
✅ Save receipts & track business expenses (mileage, supplies, home office, etc.)
✅ Don’t forget about self-employment tax (15.3% for Social Security & Medicare)
✅ If you expect to owe $1,000+, make quarterly estimated tax payments
✅ Health insurance & retirement contributions may qualify as deductions
✅ Keep your records organized to avoid IRS headaches later

💡 Filing with a professional makes all the difference. The right strategy = more money in YOUR pocket!