Realegacy Partners LLC

Protecting your children is always top of mind, and life insurance can play a bigger role than many families realize. One option worth exploring is a child term rider.

A child term rider is an add-on to a parent’s life insurance policy that provides a small amount of coverage for eligible children. Instead of managing separate policies, it extends the parent’s existing coverage to include multiple children in the same household.

Because this coverage is tied to the parent’s policy, it’s designed to be temporary and typically lasts until the child reaches a specific age. For many families, it’s a simple and affordable way to add extra protection without adding complexity.

If you’re considering your life insurance options or want to understand how a child term rider fits into family life insurance planning, our team at Realegacy Partners is here to help. Give us a call at (806) 771-0017 and let’s talk through what makes the most sense for your family.

📣Important Reminder📣

The Medicare Annual Enrollment Period has officially begun. From October 15th to December 7th, Medicare beneficiaries can:

✅Switch from Original Medicare to a Medicare Advantage Plan (or vice versa).
✅Enroll in, switch, or drop a Medicare drug plan if you’re enrolled in Original Medicare.
✅Review current coverage and make updates based on changes to your needs or plan details.

This is your once-a-year opportunity to make sure your plan still works for you in 2026. Not sure where to start? We’re here to help you review your options and make confident choices. Reach out today.

Medicare Annual Enrollment is in full swing, and it’s Medicare enrollees’ main opportunity to adjust coverage to fit current needs.

Whether you're reviewing options for yourself or a loved one, here are some important dates to know:

✅ December 7th - Deadline to enroll and make changes to the upcoming year. Be sure your enrollment form for a chosen plan is received by this date.

✅ January 1st - New coverage starts, and any changes made in annual enrollment take effect. If you kept your plan the same, updates to costs or benefits also begin today.

Medicare can be complex, but you don’t have to figure it out alone. Contact us with any Medicare questions or needs. We’re here to help!

Medicare Annual Enrollment is almost here — from October 15 to December 7. Before it kicks off, make sure to watch out for your Annual Notice of Change in the mail. Swipe to make sure you know exactly what to do when it arrives.

Have questions or want help reviewing your notice? We’re here for you. Give us a call.