PIASC Insurance Services

Losses are just one factor in your overall workers’ compensation costs. The other is premium. Many calculations are involved in setting the premium; it comes down to how much of a risk the carrier thinks it is taking by insuring your company. One of the biggest components of the premium calculation is the experience modification factor, or ex mod — a perception of risk. Here are Four Ways to Lower Your Experience Modification Rate and Why it Matters: https://bit.ly/3Q52DxN

Lowering your Experience Modification Rate (X-Mod) is a long process, but a worthwhile one when you take into account the thousands of dollars you could save for your company, not to mention the improvements in workplace safety that will inevitably accompany those savings. Click or call today to get a free quote! (323) 400-6705 https://bit.ly/3Q39szY

According to OHSA's website, work-related MSDs affect the back, neck, shoulders and upper limbs as well as the lower limbs. They cover any damage or disorder of the joints or other tissues. Health problems range from minor aches and pains to more serious medical conditions requiring time off or medical treatment. In more chronic cases, they can even lead to disability and the need to give up work.

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Whether working from a ladder, roof, or scaffolding, it's important to plan ahead, assess the risk and use the right equipment.

Even with proper precautions, some accidents are inevitable. Review your coverage with PIASC to make sure you are protected when those accidents happehttps://bit.ly/3xOf0rK.