Ed Gory - Silicon Valley Real Estate
07/01/2026
āThink You Need 2 Years at the Same Job to Get a Mortgage?
š” The Truth About Qualifying for a Home Loan With a Short Employment History
Many homebuyers assume they must have two full years at the same job before applying for a mortgageābut that's not always the case. Lenders often look beyond employment length and evaluate your overall financial strength, including income stability, credit profile, savings, and debt obligations. If you've recently started a new job, changed careers, or graduated from school, you may still qualify for a home loan.
Thinking about buying a home but worried about your employment history? Speak with a mortgage professional to explore your options and determine what loan programs you may qualify for.
Choose a professional; choose Ed!
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