Humin Loans

You've heard about how important credit scores are, but what goes into calculating your number? The two most important factors are payment history and amounts owed, but new credit and types of credit also influence your number. www.huminloans.com

Whatever you choose to do this Labor Day, I hope it's your favorite kind of fun! Humin is an Equal Housing Lender.

Although appreciation is slowing down, home prices still continue to appreciate. If you need to use the equity in your home to pay off debt, increase your savings or retirement, or simply get cash for a purchase, please let us know. www.huminloans.com

Case-Shiller Home Price Index The National Case-Shiller Home Price Index, which is considered the “gold standard” for appreciation, showed home prices rose 0.6% in June and 18% year over year, which is a decline from the previous reading of 19.9% in May, but still strong. Appreciation is clearly slowing, but as of June, stil...

Not sure what mortgage loan options will work for you as a contracted worker? Talk to our team today about unique loan offerings for self-employed borrowers.

It's not all doom and gloom, but simply a normalization of the market. At first glace, new home sales are down, but they are down vs. what was one of the hottest markets in history. Overall, there is still only 1 month of new homes inventory available when you look at homes actually built. Now is the time to go look at that house you have thought about buying. It's also a great time to take advantage of your home equity and refinance some of your outstanding debt. Interested? Go to www.huminloans.com and talk to one of our Loan Officers.

Pending Home Sales Pending Home Sales, which measures signed contracts on existing homes, fell 1% in July, which is better than the 3% drop expected. Year over year, sales are now down 20% year over year. As expected, activity continues to slow, but the Chief Economist from the NAR, Lawrence Yun, believes that we are....